ALERT: Customers have received fraudulent calls and texts from people claiming to be from Texas Gulf Bank Fraud Dept. TGB will never request sensitive information by phone or text. Contact our fraud center at 800-237-8990 and add it to your contacts.
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Families have choices when it comes to securing their savings for future generations. Trusts, for instance, are useful for the ongoing management and distribution of your assets, while Wills designate who will receive your assets after you’re gone. Choosing how to structure each is all part of the Estate Planning process, and one of the […]
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You’re probably familiar with the quick pace at which debt can accrue. High interest charges mean your balance continues to grow even when you repay far more than your minimum monthly payment requires. What if you could group several of your credit cards and personal loans under one lower interest payment to help you get […]
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A major source of funding for businesses comes through Small Business Administration (SBA) loans, which can sometimes be complicated to apply for and receive. Taking a look at public SBA loan data*, full-service restaurants received the most number of SBA loans between 2010 and 2018. Seeing this, we thought it might be interesting to take this […]
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Today the world’s most significant business transactions happen online. We organize our lives with the help of online tools, and our banking should be too—which is why we make it easy to conduct your business banking anywhere with web, mobile and text banking using your computer, smartphone, or other online devices. Here’s a rundown of the […]
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As a business owner seeking a loan for your business, you want to present a positive picture of the purpose and plans you have for your company. The best way to do this is to create a well-designed loan proposal demonstrating to bankers that your business is a sound investment likely to generate stable returns. […]
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Maybe you found the perfect dining room table on Craigslist, or your landlord would prefer rent payments be sent to her checking account electronically; there are many reasons why you might need to make a transfer to another person. With the help of hot new apps, sending money is simple—but, if you’re not careful, those […]
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When it’s time to raise cash to manage and grow a business, most entrepreneurs think of the traditional term loan structure: Apply, get approved, receive loan money as a lump sum, begin repayment of that money right away. A line of credit is similar to a term loan except that it offers a different way […]
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How to Protect Yourself of a Loved One from Elder Fraud In the age of technology, fraud seems to lurk around every corner—and our older generations tend to be particularly susceptible to the pitfalls. If you might be vulnerable to scams or have someone in your life who might be, there are some essential tools […]
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When you are ready to apply for a commercial loan, be prepared to answer a lot of very important questions about your business. The initial information you give to a loan officer will provide him or her a general idea as to whether your request is something that their particular bank would be able to approve. It also shows […]
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Whether you’re expanding the reach of your services, upgrading equipment, or buying new vehicles, there are many reasons to secure a loan for your business. In this article, we will discuss ways that you can strengthen your chances for loan approval at terms that your business cash flow can handle.