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(To Receive Electronic Communications, Use Electronic Signatures, and Conduct Business Electronically,)Please read this Federal E-SIGN Disclosure carefully and keep a copy for your records. Definitions–In this E-SIGN Disclosure, the following meanings apply: 1. “We”, “us”, “our”, and “Bank” refer to Texas Gulf Bank, N.A. and any current and future affiliates of Texas Gulf Bank, N.A. […]
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No matter what type of business you have, being found online is a crucial step in driving traffic to your door. Unfortunately getting your business displayed in the top results of search engine findings can feel like an uphill battle. So, how do you make your business stand out to potential customers in a sea of […]
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Smart phone technology has greatly simplified routine business activity through the use of mobile banking, providing access to company accounts using a smart phone to connect with Texas Gulf Bank. Below is a list of conveniences available through mobile banking: Deposit Checks With mobile deposit, you can deposit checks anytime, anywhere from your smartphone. Simply take […]
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According to the Small Business Administration (SBA), “Small businesses now constitute 34% of our nation’s total export dollars, and make-up about 97.8% of all exporters.” With more than 95% of consumers living outside of the US, it makes good business sense to capitalize on external markets — and it’s clear that plenty of small businesses […]
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Do you ever get that running loop in your head about end of life planning? You know you need to get started, but with an overwhelming list of “essentials” and a plethora of “must do” suggestions on the internet, it’s hard to know where to start. A lot of the tasks have legalese-sounding names and […]
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What exactly is an equipment loan, and how is it different from applying for other commercial loans? We asked Brandon Reyes, Vice President and Commercial Loan Officer, to break things down for us. Equipment loans help companies purchase specific assets that are an integral part to that business’s day-to-day functions. Examples of such assets include a […]
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How to Refinance Your Mortgage Refinancing a mortgage means paying off an existing loan and replacing it with a new one. There are several reasons you may consider refinancing your mortgage. The most common reasons include the opportunity to obtain a lower interest rate; the chance to shorten the term of the mortgage; the desire […]
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Refinancing a mortgage means paying off an existing loan and replacing it with a new one. There are several reasons you may consider refinancing your mortgage. The most common reasons include the opportunity to obtain a lower interest rate; the chance to shorten the term of the mortgage; the desire to convert from an […]
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If you have important valuables and documents that you don’t feel comfortable leaving around the house, consider renting a safe deposit box. Located in vaults at Texas Gulf Bank locations, safe deposit boxes* are fire and water-resistant. In addition, they typically offer more security than other available options. Interested in learning more? Here are a […]
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In the face of skyrocketing tuition costs, families may be overwhelmed by the financial requirements they are facing. With the rising costs, it is important parents know that they should not feel obligated to entirely fund a child’s higher education. While it is certainly a worthy investment, it is important to assess your individual financial situation and goals […]