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TEXAS GULF BANK BLOG

Page 29 of 30

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Four tips for tapping into your IRA’s full potential
April 1, 2016

Make your annual investment early in the year and let compounding work for you. To make the most of your IRA, you should invest the maximum amount allowable as early in the year as you can. An investment every January 1st, rather than waiting until December 31st, can substantially better your results. Source: *Bankrate  *BankRate.com® is a […]

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HSA vs. FSA: How to Choose the Right Pre-Tax Account to Offer Your Employees
March 13, 2016

Rising healthcare and insurance costs increasingly burden both businesses and their employees. Utilizing a tax-advantaged medical savings account, like a Health Savings Account (HSA) or Flexible Spending Account (FSA), can lessen the load. For businesses, providing benefits to your employees to help them mitigate the rising costs of healthcare can be an excellent way to […]

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Early Investments Pay Off Big!
September 29, 2015

Early Investments Pay Off You’re 24, out of school, just starting out or just starting to advance in your career, and steadily paying back your student loans. Maybe you’re thinking about getting married, buying a house and starting a family. Perhaps you’d like to use your annual vacation time and travel; broaden your horizons. You’re […]

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Agency Accounts and Investing
September 22, 2015

If you’re like most Americans, you have a job, a family, and a life that takes up a good percentage of your time and energy throughout the week. You’re great at what you do, but chances are your profession doesn’t involve expertise in investment research, analysis and management. You know that investing provides the potential […]

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Know the Pros and Cons of Home Equity Loans
September 9, 2015

If you need available cash to consolidate credit card debts, to pay for college or a home improvement project, or perhaps you just want to take that vacation you always dreamed about, then a home equity loan might be right for you. However, before you sign on the dotted line, take a look at some […]

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Health Savings Accounts (HSAs) under the Affordable Care Act
September 9, 2015

Health Savings Accounts (HSAs) under the Affordable Care Act With the ongoing implementation of the Affordable Care Act, each year a growing number of people are enrolled in health insurance plans offered under the state exchanges, which are Affordable Care Act (ACA)-compliant. Since their inception in 2003, Health Savings Accounts have been used as a […]

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IRAs in all Varieties
September 2, 2015

It’s never too early to start thinking about retirement, but the issue most often at the forefront of that thought is retirement savings. How can you begin putting money away now so that you will be able to live comfortably after you retire? Depending upon your goals and the amount of time remaining until retirement, […]

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3 Ways A Business Credit Card Will Help Grow Your Business
August 29, 2015

Small business owners, even ones who have set up a separate bank account for their business, often hold off on procuring a business credit card, choosing instead to use their personal card for business transactions. The arguments for doing so range from not wanting to give up spending rewards offered by personal cards to not […]

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Don’t Pass Up the Opportunity to Expand Your Business
August 29, 2015

Owning and operating a business of any size can be a daunting task; in many cases an all-consuming commitment of time, energy and financial resources. Whether the business is a start-up or an established, successful venture, most business owners will agree a substantial degree of personal sacrifice was required to get “to this point”. It’s […]

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Build Your Business with a Commercial Construction Loan
August 20, 2015

Construction of a new building can be one of the most overwhelming experiences a business owner or investor faces. Maybe renting no longer makes financial sense, or your business is at a crossroads that requires specific features or space to run efficiently. Regardless of your situation, taking this important step in the life of your […]

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