TEXAS GULF BANK BLOG

Page 13 of 15

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The Ledger | Second Quarter 2017
June 29, 2017

3 ways your small business can save on credit card processing Consumers are increasingly choosing plastic over cash. Declining to accept credit cards as a result of fees may actually cost you more money in the long run than the fees you are trying to avoid. Here are a few tips to help lessen the […]

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Start Your Married Life with Extra Cash
June 23, 2017

You’ve said your “I Dos,” and while you may be recovering from wedding-related expenses, there are several steps you can take as a couple to ensure you start your new life together with a strong financial base. Communicate. The first step is to ensure you have actually discussed your finances and how you plan to […]

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Three Ways Your Small Business Can Save on Credit Card Processing
June 23, 2017

Consumers are increasingly choosing plastic over cash. Declining to accept credit cards as a result of fees may actually cost you more money in the long run than the fees you are trying to avoid. Here are a few tips to help lessen the credit card fee pain your company may be experiencing. Set a […]

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Variable expenses to account for in retirement
May 17, 2017

When planning for your retirement, it is smart to estimate your future monthly expenses.  However, nailing this down may be easier said than done. You should take into account expenses that will change over time – both those that will increase and also those that will decrease. Doing so will ensure more accurate calculations on […]

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New Cybercrimes Reported Against Businesses Sending ACH Payments
May 15, 2017

Recent reports show an increase in fraud using Automated Clearing House (ACH) payments, a standard transactional method used by most businesses. ACH payments are often under less scrutiny than wire transfers, giving scammers an opportunity for success in exploiting the looser oversight. However, the TGB team urges our clients to minimize exposure to risk by […]

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Why You Should Include Final Arrangements in your Estate Planning
April 23, 2017

  Planning your own final arrangements can save your family a lot of stress during a time of unimaginable grief. You also give yourself the peace of mind that you have taken the burden off your loved ones. As uncomfortable as it might be, it is critical to discuss your wishes with your family so they […]

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Protect yourself from card skimming
February 13, 2017

Have you heard of anyone’s debit card information being stolen and utilized while they still have the card in their physical possession? If so, they more than likely have fallen victim to a card-skimming device.   Thieves install these electronic devices over the normal card reading slot of ATM machines, gas pump card-swiping slots, retail […]

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Use Data to Make Informed Business Growth Decisions
November 6, 2016

Using the right data can drastically improve your business decision-making ability, allowing you to focus on improving the return on the changes you implement. Actually knowing exactly which parts of your business are growing, and which aren’t, is better than any educated guess you could make. Successful business owners continuously think about how to innovate […]

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The Ledger | Third Quarter 2016
October 26, 2016

How to Turn a Business Plan Into a Powerful Financing Tool A business plan plays a key role in allocating resources throughout a company. It is a vital aid to help you manage your business more effectively, but it is also a document to help secure funding. A good business plan reveals how you would […]

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Custodial Accounts Offer A Diverse Way to Transfer Wealth to Your Loved Ones
October 15, 2016

Families have choices when it comes to securing their savings for future generations. An option to consider is a Custodial Account. While most people are familiar with the idea of a Trust Fund, Custodial Accounts are similar to Trusts but controlled by an adult on behalf of a minor. The custodian (the organization that holds […]

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