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MOST TEXAS GULF BANK LOCATIONS ARE FULLY OPERATIONAL. THE CLUTE BRANCH WILL HAVE DRIVE IN HOURS ONLY UNTIL FURTHER NOTICE.

TEXAS GULF BANK BLOG

Page 25 of 30

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What Should You Include in an Effective Loan Proposal?
August 29, 2019

As a business owner seeking a loan for your business, you want to present a positive picture of the purpose and plans you have for your company. The best way to do this is to create a well-designed loan proposal demonstrating to bankers that your business is a sound investment likely to generate stable returns. […]

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Safety First When Making a Person to Person Payment
August 26, 2019

Maybe you found the perfect dining room table on Craigslist, or your landlord would prefer rent payments be sent to her checking account electronically; there are many reasons why you might need to make a transfer to another person. With the help of hot new apps, sending money is simple—but, if you’re not careful, those […]

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A Business Loan vs. Line of Credit: Which Option is Right for You?
August 22, 2019

When it’s time to raise cash to manage and grow a business, most entrepreneurs think of the traditional term loan structure: Apply, get approved, receive loan money as a lump sum, begin repayment of that money right away. A line of credit is similar to a term loan except that it offers a different way […]

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How to Protect Yourself or a Loved One from Elder Fraud
July 24, 2019

How to Protect Yourself of a Loved One from Elder Fraud In the age of technology, fraud seems to lurk around every corner—and our older generations tend to be particularly susceptible to the pitfalls. If you might be vulnerable to scams or have someone in your life who might be, there are some essential tools […]

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Five Questions to Answer before Approaching a Bank for a Commercial Loan
July 24, 2019

When you are ready to apply for a commercial loan, be prepared to answer a lot of very important questions about your business. The initial information you give to a loan officer will provide him or her a general idea as to whether your request is something that their particular bank would be able to approve. It also shows […]

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Help Your Business Qualify for a Loan Before You Even Apply
July 9, 2019

Whether you’re expanding the reach of your services, upgrading equipment, or buying new vehicles, there are many reasons to secure a loan for your business. In this article, we will discuss ways that you can strengthen your chances for loan approval at terms that your business cash flow can handle.

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Thinking of Buying A Home? Get Armed & Ready for the Process
June 17, 2019

Like most buyers, you probably have more questions than answers surrounding the right balance between your dream home and the stability of your current finances. To lend a hand, we created this helpful list of tips to answer the common questions we get from customers about the all-important first steps when starting the home loan […]

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CHRISTIAN HAHN PROMOTED TO EXECUTIVE VICE PRESIDENT
May 14, 2019

CHRISTIAN HAHN PROMOTED TO EXECUTIVE VICE PRESIDENT-REGIONAL PRESIDENT-BAY AREA FOR TEXAS GULF BANK, N.A. HOUSTON, TX, April 30, 2019: Christian Hahn has been promoted from Senior to Executive Vice President – Regional President – Bay Area for Texas Gulf Bank, N.A., an independently owned and operated bank established in 1913. Performing an integral role at […]

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Understanding Cash Flow is Critical to Business Success
May 9, 2019

Businesses stand a better chance of surviving critical business junctures when they know what cash they have coming in and going out. Having Cash Management tools in place provides the advantage of speed and agility in reacting to changing circumstances. Using today’s available technology through banks that specialize in business banking solutions, business owners have affordable […]

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Preparing an Emergency Financial First Aid Kit
May 4, 2019

What to know and what to prepare for Hurricane Season Texas hurricane season officially starts on June 1 and lasts through November 30. Now is the time to prepare yourself, so you are ready in case disaster strikes.  When making disaster preparations, it’s important you are not only ready with water, food and evacuation plans, but […]

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