![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2021/03/TGB-SBA-Loan-870pxw-150x150.jpg)
In a continuing effort to stimulate the U.S. economy and expand employment opportunities, a bill backed by the Small Business Administration (SBA) makes available new loan programs and reduces fees for small businesses in this country. The Small Business Economic Aid Bill offers benefits and enhancements to SBA Express loans (7a and 504), as well as others. […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2021/03/TGB-Dow-vs-NASDAQ-870pxw-150x150.jpg)
Entering the world of investing seems overwhelming, but there are ways to get started with just a little money and a few tips. Here are some things you need to know to get started. Determine Your Investment Goals Are you looking for short-term gains or investing for retirement? Playing the stock market, for example, is […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2021/03/TGB-Wedding-Finances-870pxw-150x150.jpg)
Deciding to share your life with someone through marriage means working together on everything, including your finances. Once married, you and your spouse will be financially responsible for joint debts, filing a joint income tax return (or married filing separately, as applicable), and physical things like putting food on the table and paying rent. An […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2021/02/TGB-Economic-Factors-2021-870pxw-150x150.jpg)
Long before the economic impact of the COVID pandemic, industries and businesses began making massive changes to the way they serve customers. Trends in the American marketplace revolving around technology and consumer behavior forced them to find smarter, more efficient strategies. The appearance of COVID-19 merely sped up those changes. Knowing this, here are a few of […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2021/02/TGB-College-Savings-870pxw-150x150.jpg)
With inflation rates for college costs estimated at 3%-10% per year—tuition and fees, along with room and board, could skyrocket by the time your child is a freshman. This leaves parents wondering how to help them pay for it all. Like any savings goal, putting away the money for college starts with a plan. So here are […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2021/02/TGB-Credit-Report-870-150x150.jpg)
There is no reason to fear a credit check if you know what is waiting in your report. That’s why we recommend making a habit of monitoring your credit report and addressing issues as they arise. This will help to safeguard your credit against attempts to steal your financial identity or establish fraudulent credit in […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2020/12/Retirement-1-870pxw-150x150.jpg)
Determining exactly how much retirement savings you need is no easy task. In order to make the perfect calculation, you would need to know your level of expenses during retirement, future tax rates, future returns on your assets, and ultimately how long you are going to live. These are all things you know off the […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2020/12/Employee-Benefits-Feature-Image-150x150.png)
An Employee Benefits Program can attract and motivate your employees to work hard for your business. While wages are the largest component of hiring negotiations, additional offerings are also important. Together with a good work environment, your benefits program may be the difference between an effective, steady workforce or a group of dissatisfied employees that you continuously […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2020/12/Safe-Deposit-Box-Web-Banner-150x150.png)
Safe deposit boxes offer a secure place away from your home or office to store your valuables. This includes jewelry, stamp or coin collections, and negotiable items like stock certificates and bonds. It is also an excellent place to keep things that are irreplaceable or have sentimental value. A household inventory (on video or written), appraisals, […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2020/12/SMB-Marketing-1-870pxw-150x150.jpg)
In order to create an effective brand, developing and maintaining a solid business identity is critical. Your business identity consists of all the visual elements that establish and reinforce your brand: logo, stationery, web design, marketing materials, signs, and more. What is a Brand Identity? Ultimately, this is the way your brand communicates with the […]