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Texas Gulf Bank Celebrates 16th Anniversary of West Columbia Branch

September 14, 2020

For over 100 years, Texas Gulf Bank (TGB), MEMBER FDIC, has been a strong, stable, and financially secure independent bank thriving in both boom times and recessions. Situated near the Texas Gulf Coast, the West Columbia branch has worked to remain available to meet customers’ needs amid the global pandemic and recent hurricane threats. Despite these factors, the staff in West Columbia celebrates their 16th year of operations by thanking their loyal customers.

“The key to our success has always been in the relationships forged with our customers and the local community,” said Texas Gulf Bank Chairman of the Board and CEO, James F. Brown, Jr. “We focus on personal service to ensure there is always open communication that builds trust as well as financial futures.”

The West Columbia community, in particular, has seen much change over the nearly two decades that Texas Gulf Bank has had a branch in the area. Longtime staff member Denise Kalischko has dedicated more than 20 years to serving the banking needs of this area.

“Texas Gulf Bank has been in West Columbia for 16 years, which says something about our staying power,” said Kalischko.

All of the current Texas Gulf Bank team members you will find at the West Columbia branch have been in the area for more than 30 years. They know the neighborhood, business climate, and community culture very well. This includes Branch Banking Specialist, Amber Gray, who spends a lot of time getting to know the people of West Columbia, Texas and its surrounding towns like Sweeny, Brazoria, Damon and Needville.

“The West Columbia community is well-established, with diverse demographics,” said Branch Manager, Del Villarreal. “Our customers range from small business owners in the retail and service industries, farmers and ranchers, to those in the chemical industry. Chevron Phillips and Phillips 66 are both major employers right in our back yard. In addition, we have a consumer base that includes retirees and those on social security.”

In addition, BASF, Dow Chemical, and other Chemical and Petroleum industry plants and contractors work and live within 30 minutes of West Columbia, adding to the diverse workforce of the area.

“Our experienced decision makers take the time to work with you to figure out what you really need,” said Villareal. “Our Texas roots run deep, so we understand the unique dynamics of the people, businesses, and industry leaders here along the Texas Gulf Coast.”

Texas Gulf Bank Business Products
Whether business owners are attempting to expand their company’s footprint, upgrading equipment, or buying new vehicles, TGB offers banking products and services to help that transition run smoothly. They also provide the flexibility a business needs for short-term expenses like payroll, inventory purchases, or working capital.

“While we deal a lot more in deposit accounts at the West Columbia branch, we do have quite a few clients who come to us for competitive loan rates as well,” said Gray.

Each TGB small business and commercial loan offers competitive rates of interest and payment schedules designed to meet the differing needs of the unique businesses in the Gulf Coast Region.

Texas Gulf Bank Commercial Loan Products Include:

  • Inventory Loans
  • Working Capital Lines
  • Small Business Administration (SBA) Loans
  • Equipment Loans
  • Vehicle Loans
  • Real Estate Construction
  • Commercial Real Estate Owner & Non-Owner Occupied
  • Agricultural Loans for Crops or Equipment
  • Letters of Credit

What the Customers Say about Texas Gulf Bank:

“Texas Gulf Bank has always been there supporting my business, as well as my family banking and cattle business. Our family and myself appreciate your friendly service and your support in our community. We look forward to your continuing service and support of all of our banking needs.”
— Scott & Sheri Leopold, TGB Customers since 2005

“The tellers at Texas Gulf Bank in West Columbia are very friendly, helpful—not to mention incredibly patient—and really want to help us succeed. We love the convenience of being local and easy to get to for our business, especially to get change or make deposits.”
— The Dub Nutrition, TGB Business Customer since 2019

“The biggest benefit of doing my business with Texas Gulf Bank in West Columbia is that they are close to home, so I can get in and out and go on with my day. The staff watches out for ways to help me, and always notify me if something comes up that is out of the ordinary,”
— Patrick McGaughey, TGB Customer since 2005
Note: This testimonial was provided by a relative of a TGB employee.

Learn More about Texas Gulf Bank in West Columbia
“We are a community bank that’s big enough to take care of business and consumer needs using modern technology,” Villareal concluded. “Yet we remain small enough to treat each customer as a neighbor and get to know each one’s business or personal goals. We’ll be here when you need us.”


* All Loans Subject to Credit Approval.