![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2019/11/Marketing-Strategy-Article-150x150.jpg)
Using the right data can drastically improve your business decision-making ability, allowing you to focus on improving the return on the changes you implement. Actually knowing exactly which parts of your business are growing, and which aren’t, is better than any educated guess you could make. Successful business owners continuously think about how to innovate […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2017/10/business-plan-150x150.jpg)
How to Turn a Business Plan Into a Powerful Financing Tool A business plan plays a key role in allocating resources throughout a company. It is a vital aid to help you manage your business more effectively, but it is also a document to help secure funding. A good business plan reveals how you would […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2019/10/Debt-Small-150x150.jpg)
Families have choices when it comes to securing their savings for future generations. An option to consider is a Custodial Account. While most people are familiar with the idea of a Trust Fund, Custodial Accounts are similar to Trusts but controlled by an adult on behalf of a minor. The custodian (the organization that holds […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2015/08/news-150x150.jpg)
HOUSTON, TX, JUNE 15, 2016: W. Duane Sandefer has been appointed Senior Vice President, Commercial Lender at Texas Gulf Bank, N.A., MEMBER FDIC, an independently owned and operated bank established in 1913. Duane will office in our CityCentre location, focusing on expanding our commercial client base by offering business loans, as well as deposits and […]
HOUSTON, TX, JUNE 27, 2016: Mia Hinojosa has been appointed Vice President, Commercial Lender at Texas Gulf Bank, N.A., MEMBER FDIC, an independently owned and operated bank established in 1913. Mia will office in our Voss location, focusing on expanding our commercial client base by offering business loans, as well as deposits and flexible financial […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2017/10/wealth-manager-150x150.png)
Three things you should consider when choosing a wealth manager The wealth management industry is highly regulated with several agencies watching over it. However, as with any financial decision, it is smart to be educated when selecting someone to assist you in managing your money. Here are a few questions to ask when selecting a […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2016/05/ThinkstockPhotos-134214747-150x150.jpg)
The wealth management industry is highly regulated with several agencies watching over it. However, as with any financial decision it is smart to be educated when selecting someone to assist you in managing your money. Here are a few questions to ask when selecting a wealth manager to help handle the future of your personal […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2016/05/Texas-Gulf-Bank-Emergency-Fund-Savings-150x150.jpeg)
According to Bankrate.com, almost a third of Americans have no emergency savings. That’s a scary prospect. Saving can be a challenge for some, as it always seems something is popping up, but the peace of mind that comes from building an emergency fund is worth the extra effort. So how much should you really try […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2016/05/ThinkstockPhotos-517376396-150x150.jpg)
Make your annual investment early in the year and let compounding work for you. To make the most of your IRA, you should invest the maximum amount allowable as early in the year as you can. An investment every January 1st, rather than waiting until December 31st, can substantially better your results. Source: *Bankrate *BankRate.com® is a […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2015/08/business-tools-and-advice-header-150x150.jpg)
Rising healthcare and insurance costs increasingly burden both businesses and their employees. Utilizing a tax-advantaged medical savings account, like a Health Savings Account (HSA) or Flexible Spending Account (FSA), can lessen the load. For businesses, providing benefits to your employees to help them mitigate the rising costs of healthcare can be an excellent way to […]