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If 2021 is your year to finally start the new business you’ve been planning, we have some tips to help you estimate the costs to get that venture up and running. Calculating startup costs will help you: –> Estimate Needed Cash on Hand –> Secure Loans –> Attract Investors –> Find Potential Tax Deductions Step 1 | Identify Your […]
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Taking on the responsibility of your bills and investments for the first time in life is a huge step. Not everyone is ready to manage this step, but with some time and research you can feel confident enough to make sound decisions. The sooner you learn how to make financial decisions on your own, the […]
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A Family Records Almanac is an organized compilation of your family and financial accounts. Once completed, it should be kept in a place that is easily accessible. It’s essential to be able to get to it fast in case of emergencies that require you to leave quickly–like a hurricane or fire. An added benefit of organizing your important account information […]
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Each year, it’s important for business owners or team managers to conduct employee evaluations not only to determine how the team is performing but to also learn how to help people grow within their role. Performance reviews should be tailored to your type of business and the nature of the employee’s job function. The Evaluation […]
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Owning a franchise business is a popular way for many people to fulfill their dreams of being entrepreneurs. Everything from restaurants and cleaning services to retail stores and auto service centers are available to franchise. The benefit of buying a franchise is that you can sell goods and services that already have name recognition and […]
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It’s easy to take our online security for granted when we travel, especially given the number of other things to focus on during a trip. There are things you can do before and while on a trip that we learned from the Cybersecurity & Infrastructure Security Agency to make sure your data is safe. […]
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In honor of Cybersecurity Awareness Month (something we take very seriously all year long), we wanted to talk about an important topic that is the first line of defense in securing your online information … strong passwords! Most of us dread having to create new passwords, especially once you’ve used every hobby and school mascot you […]
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You can see a vision of the business you want to build, but what does the map look like to get you there? A strong business plan is the foundation of any new venture, but it can also help a currently running company organize its path forward. Think of it as a way to structure your […]
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Non-Deposit Investment Products are: not insured by the FDIC; not a deposit or other obligation of, or guaranteed by, the bank; subject to investment risks, including possible loss of the principal amount invested. While retirement can be an exciting time to enjoy the things you have always wanted to do, it can also be a […]
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Although it’s hard to think about that tax bill due next April, the strategic financial decisions you make today for your business can help to drastically minimize your tax burden at year-end. Consider these tips that let you invest strategically in your business and your future. Keep Your Financial Records Up to Date Reliable data is […]