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By Joel Risser, VP – Treasury Services Manager & Digital Banking Coordinator Many Southeast Texas businesses are turning to banking partners for help managing their day-to-day cash flow, payments, and fraud prevention tools. Selecting the right partner isn’t just about technology, it’s about trust. At Texas Gulf Bank, our Treasury Services team does more than […]
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When running a business as partners, the financial setup can play a significant role in the success of your collaboration. One of the most critical decisions you’ll make together is whether to open shared business accounts. A joint bank account for business partners simplifies the way you add, manage, and distribute funds. However, it also […]
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Has your company outgrown your physical space? When managing owner-occupied real estate, business owners and financial decision-makers often face an important decision of whether to secure financing to build new buildings or renovate existing properties. From a financing perspective, the decision typically comes down to choosing between a construction loan vs renovation loan. Both loans […]
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Manufacturing companies in the Southeast Texas Gulf Coast region know the importance of staying ahead of the curve in their industry. Whether running a fabrication shop or a large-scale production line, having access to the right manufacturing equipment is essential for maintaining efficiency and meeting customer demands. However, purchasing high-quality lathes, CNC machines, or other […]
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Managing cash flow is one of the top responsibilities of any small business. It’s always top of mind – whether covering operational expenses, purchasing inventory, making payroll, or bridging gaps in the revenue cycle. Having access to financing options can help support your latest business needs. For companies in the Southeast Texas Gulf Coast region, […]
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For Texas business owners, the decision to rent vs. own commercial property is a common consideration. While renting may seem less complicated in the short term, investing in ownership can provide long-term financial stability and growth opportunities. For example, transitioning from renting to owning may create opportunities for your business to build equity, reduce operating […]
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In today’s uncertain economic conditions, many small business owners are searching for cost-effective financing solutions to improve cash flow and reduce business debt. A growing issue for many businesses is the burden of having SBA 7(a) loans with variable interest rates, which can result in much larger monthly payments than originally anticipated. An effective strategy […]
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For many Texas families, planning for the future involves both building wealth and safeguarding the future financial well-being of loved ones. Specifically, when a family member is a minor child or incapacitated, it may be a challenge to manage their individual assets or secure their financial position. A 1301 Management Trust may be a beneficial […]
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If you’re a home builder in Texas, you know how important it is to have construction financing in place to transform architectural plans into beautiful homes. Without access to reliable funding, your construction projects could face costly delays that could create financial hardships for your business. For local home building businesses, a Texas construction loan […]
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Texas families who need extra care for minor children or incapacitated individuals often require additional financial resources to ensure each individual is supported throughout their lifetime. Many legal guardians and loved ones opt to have a trust created specifically for managing funds to ensure all future needs are met. A Section 142 Trust is a […]