ALERT: Customers have received fraudulent calls and texts from people claiming to be from Texas Gulf Bank Fraud Dept. TGB will never request sensitive information by phone or text. Contact our fraud center at 800-237-8990 and add it to your contacts.
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Texas entrepreneurs are wired to build, grow, and innovate. You take calculated risks, create jobs, and often pour everything you have into the success of your business. But when it comes to managing personal wealth, the financial playbook may change. Your business may be thriving, but your personal finances could be under-optimized or lacking protection. […]
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Local small business owners face daily decisions about how to finance their operations and manage cash flow. Two popular options stand out: business lines of credit and business credit cards. Each serves different purposes and offers unique advantages depending on your company’s specific needs and financial situation. Understanding the key differences between a business line […]
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Fraud and risk management have become crucial priorities for businesses in an increasingly complex financial landscape. From sophisticated email scams to unauthorized account debits, fraudulent activities present new challenges to organizations of all sizes. Statistically, businesses lose about 5% of annual revenue every year due to fraud, according to the annual report from the Association […]
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Investing in commercial real estate capital improvements is a smart strategy for local companies looking to enhance the usability and longevity of their business space. Whether you’re upgrading an outdated manufacturing facility or modernizing an office building, these long-term improvements can help keep properties in good condition, increase productivity at your place of business, and […]
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Is your business powered by heavy machinery? If so, having access to effective financing solutions can make all the difference when it’s time to acquire new or used assets to help get the job done. At Texas Gulf Bank, we offer custom heavy machinery finance solutions for businesses across the Southeast Texas Gulf Coast region. […]
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When planning for the financial future of individuals with disabilities, ensuring the proper use of a Special Needs Trust (SNT) is critical. For example, covering living expenses is often a significant concern for Texas families. You may have specific questions, such as “Can a special needs trust pay for housing?” Understanding whether an SNT can […]
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In Texas, a guardianship is used to protect individuals who are unable to manage their personal or financial affairs due to a disability or incapacity. It’s a meaningful way to help ensure they get the support they need. Whether you are exploring this process for a loved one or yourself, understanding the intricacies of guardianship […]
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In today’s dynamic business environment, managing your company’s financial health is more than a necessity – it’s a strategic advantage. Treasury Management has become crucial for streamlining operations, helping improve cash flow, and mitigating risk. For businesses in the Southeast Texas Gulf Coast region, having a trusted partner on your side can make all the […]
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As your business grows, there may come a time when you need to invest in a permanent location for your team to work together, provide products or services, and best serve your customers. The question is: How should you finance a new real estate acquisition? Two of the most common types of business real estate […]
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Managing business activity is critical for any accounting firm. And not just for your clients – but for your own firm. Seasonal revenue fluctuations and the need for continuous investment in growth often require flexible financing solutions. Whether you’re running a small practice or managing a mid-to-large CPA(certified public accounting) firm, having access to the […]