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For more than 100 years, we have been a strong and financially secure member of the Texas Gulf Coast community. Over time, we have built strong relationships with many construction companies and contractors in the Greater Houston area. Because our lenders are well-versed in construction lending, we can expedite the process of providing you with […]
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There are many types of properties to develop in Texas. The process of developing real estate starts with finding the ideal property or project. Then, you need strong, reliable financial partners to help your projects become a reality. As construction costs continue to increase, it’s more important than ever to have financing in place to cover […]
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Construction jobs come in all shapes and sizes. Whether you’re supporting a residential home remodel or a large scale commercial real estate project in Texas, you will likely need to obtain funding to support the project. It can be challenging to find the right source to help you with your financing needs for each project, […]
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In a continuing effort to stimulate the U.S. economy and expand employment opportunities, a bill backed by the Small Business Administration (SBA) makes available new loan programs and reduces fees for small businesses in this country. The Small Business Economic Aid Bill offers benefits and enhancements to SBA Express loans (7a and 504), as well as others. […]
Paycheck Protection Program UPDATE 04/28/20: Due to such high demand, Texas Gulf Bank unfortunately must temporarily suspend acceptance of Paycheck Protection Program applications for non-TGB clients. Please continue to check our website for updates. *Loans are subject to certain underwriting criteria as required by the rules of the CARES Act. Paycheck Protection Program UPDATE 04/24/20: […]
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A major source of funding for businesses comes through Small Business Administration (SBA) loans, which can sometimes be complicated to apply for and receive. Taking a look at public SBA loan data*, full-service restaurants received the most number of SBA loans between 2010 and 2018. Seeing this, we thought it might be interesting to take this […]
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When it’s time to raise cash to manage and grow a business, most entrepreneurs think of the traditional term loan structure: Apply, get approved, receive loan money as a lump sum, begin repayment of that money right away. A line of credit is similar to a term loan except that it offers a different way […]
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When you are ready to apply for a commercial loan, be prepared to answer a lot of very important questions about your business. The initial information you give to a loan officer will provide him or her a general idea as to whether your request is something that their particular bank would be able to approve. It also shows […]
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Whether you’re expanding the reach of your services, upgrading equipment, or buying new vehicles, there are many reasons to secure a loan for your business. In this article, we will discuss ways that you can strengthen your chances for loan approval at terms that your business cash flow can handle.
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When you’re a small business, obtaining funding to help you grow is not always an easy task. That is where Small Business Administration loans, or SBA loans, can help. For eligible businesses, the SBA offers loans on terms not available through conventional loans. These loans are guaranteed by the U.S. Small Business Administration and serve […]