Personal Checking
Texas Gulf Bank offers a wide variety of personal checking accounts to suit your banking needs. Whether you want unlimited check writing, an account that gives you CD-like interest or tools to manage your money, we have an account that will be an ideal match for you. To open your checking account today, visit any Texas Gulf Bank location or contact us via e-mail or telephone.
Gulf Advantage Checking
Earn interest on a free* interest-bearing checking account that pays CD-like rates on balances up to $25,000 and refunds nationwide ATM fees up to $35 per month. These rewards are given monthly when you meet the following requirements:
- 12 debit card purchase transactions must post and clear per monthly qualification cycle
- Have at least one Automatic payment or Direct Deposit post and clear per monthly qualification cycle
- You must be able to accept electronic delivery of your monthly bank statement and agree to do so, in lieu of receiving a paper statement
This account also includes a free Visa® Debit Card. Click on Account Details for more information. The Gulf Advantage is limited to one account per social security number.
*Accounts closed within 30 days of opening will be assessed a $15 fee.
Gulf Advantage Checking
| Minimum Opening Deposit |
$50.00
|
|---|---|
| Monthly Maintenance Fees |
$0 |
| Minimum Average Daily Balance to Avoid Monthly Maintenance Fee |
N/A |
| Interest Bearing |
Yes
|
| Unlimited Check Writing |
Yes |
| Visa® Debit Card Available |
Yes |
| Free Online Banking with Free Bill Pay |
Yes
|
| Free Q-Line Automated Telephone Banking |
Yes
|
| Extra Rewards | |
| Additional Account Information | |
| Other Possible Fees |
Portside Checking (Non-Interest-Bearing)
Equipped with tools that make it easy to manage, this account includes unlimited check writing and itemized reporting designed to help you keep track of your cash flow. Maintain an average daily balance equal to or greater than $700 and there is no monthly maintenance fee for this account.
Note: After 25 debits per monthly statement cycle, a 25 cent fee per debit may apply (does not include electronic funds transfers). Debit fee n/a if an average daily balance is equal to or greater than $700.
Both the monthly maintenance fee and the monthly debit fee are waived, regardless of balance, for individuals age 62 or older.
Portside Checking (Non-Interest-Bearing)
| Minimum Opening Deposit |
$100
|
|---|---|
| Monthly Maintenance Fees |
$7 |
| Minimum Average Daily Balance to Avoid Monthly Maintenance Fee |
$700 or age 62 or older |
| Interest Bearing |
No
|
| Unlimited Check Writing |
Yes, and with no excess debit fee if avg. daily balance is >/= $700 or you are age 62 or older; see Additional Account Info/Details link below |
| Visa® Debit Card Available |
Yes |
| Free Online Banking with Free Bill Pay |
Yes
|
| Free Q-Line Automated Telephone Banking |
Yes
|
| Extra Rewards |
No |
| Additional Account Information | |
| Other Possible Fees |
Gulf Rewards Checking (Non-Interest-Bearing)
Link your checking account to all your personal accounts with Gulf Rewards Checking. Maintain a $3,000 combined monthly balance between all your accounts and there is no monthly maintenance fee on Gulf Rewards Checking. With Gulf Rewards you will receive a single, easy-to-read monthly statement that recaps the activity in every personal account you hold at Texas Gulf Bank. Gulf Rewards also provides you with cashier's and basic personalized checks at no charge. You will also receive a discount on safe deposit boxes.
Gulf Rewards Checking (Non-Interest-Bearing)
| Minimum Opening Deposit |
$100
|
|---|---|
| Monthly Maintenance Fees |
$10 |
| Minimum Average Daily Balance to Avoid Monthly Maintenance Fee |
$3000 combined in all your personal TGB accounts |
| Interest Bearing |
No
|
| Unlimited Check Writing |
Yes |
| Visa® Debit Card Available |
Yes |
| Free Online Banking with Free Bill Pay |
Yes
|
| Free Q-Line Automated Telephone Banking |
Yes
|
| Extra Rewards |
Free basic checks, free cashier's checks, combined statements and safe deposit box discount |
| Additional Account Information | |
| Other Possible Fees |
Personal Gulf Stream Money Market
Earn interest while maintaining the liquidity of your money. Our Gulf Stream Money Market Account is a tiered account, which means that the more money you have on deposit, the higher the interest rate you can earn. This can help you make more from your deposited dollars when you have larger balances. The number of transfers allowed per month is limited. See Additional Account Information/Details link below.
Personal Gulf Stream Money Market
| Minimum Opening Deposit |
$300
|
|---|---|
| Monthly Maintenance Fees |
$10
|
| Minimum Average Daily Balance to Avoid Monthly Maintenance Fee |
$2500
|
| Interest Bearing |
Minimum Daily Balance Required
|
| Unlimited Check Writing |
No
|
| Visa® Debit Card Available |
No, but ATM card is available
|
| Free Online Banking with Free Bill Pay |
Yes
|
| Free Q-Line Automated Telephone Banking |
Yes
|
| Extra Rewards |
No
|
| Additional Account Information | |
| Other Possible Fees |
VIP High Yield Checking
Make your checking dollars work harder with our VIP Checking Account. Enjoy all of the privileges of personal checking with no transaction limitations, and reap the benefits of an interest bearing account with variable interest rates paid monthly. Even better, the rates are tiered. The higher the balance you maintain in your account, the higher the interest rate you can earn.
VIP High Yield Checking
| Minimum Opening Deposit |
$1000
|
|---|---|
| Monthly Maintenance Fees |
$10 |
| Minimum Average Daily Balance to Avoid Monthly Maintenance Fee |
$2500 |
| Interest Bearing |
Yes
|
| Unlimited Check Writing |
Yes |
| Visa® Debit Card Available |
Yes |
| Free Online Banking with Free Bill Pay |
Yes
|
| Free Q-Line Automated Telephone Banking |
Yes
|
| Extra Rewards |
No |
| Additional Account Information | |
| Other Possible Fees |
Texas Gulf Bank Service
Our personalized, friendly customer service is standard to all Texas Gulf Bank account holders, as is the convenience of flexible banking options that fit your lifestyle. Our customers enjoy convenient, free* online banking, mobile banking and Q-line automated telephone banking. Bank when you need to; anytime, anywhere!
*Like online banking and Q-line automated telephone banking, mobile banking is free; however, depending on your mobile service provider — you may be charged web access rates, standard text messaging rates or data transfer fees. Check with your wireless service provider for details on your specific plan.
Contact Texas Gulf Bank at 1-800-467-7216 to obtain a Truth-In-Savings/ Reg DD disclosure of terms, conditions, fees and rate information for all accounts.
VISA® registered Trademarks of Visa in the United States and other countries (trademark denotations on the Visa site indicate federal registrations in the United States).
