Skip to main content Skip to main content
[bgimage]

Personal Checking Comparison Chart

GULF ADVANTAGE CHECKINGPERSONAL PORTSIDE CHECKING (NON-INTEREST-BEARING)GULF REWARDS CHECKING (NON-INTEREST-BEARING)VIP HIGH YIELD CHECKINGPERSONAL
MONEY MARKET
Minimum Opening Deposit$50.00$100.00$100.00$1000.00$500.00
Monthly Maintenance Fees$0.00$7.00$10.00$10.00$10.00
Minimum Average Daily Balance to Avoid Monthly Maintenance FeeN/A$700.00 or age 62 or older$3000.00 combined in all your personal TGB accounts (*Note: Any time account balances, such as CDs and IRAs, that contribute to the $3,000 combined balance are calculated using the current ledger balance on the Gulf Rewards Checking statement cycle date.)$2500.00$5000.00
Interest BearingYesNoNoYesYes
Unlimited Check WritingYesYes, and with no excess debit fee if avg. daily balance is >/= $700.00 or you are age 62 or older; see Additional Account Info/Details link belowYesYesYes, but Debit Fee may apply; see Additional Account Info/Details link below
Visa® Debit Card AvailableYesYesYesYesNo, but ATM card is available
Free Online Banking with Free Bill PayYesYesYesYesYes
Free Q-Line Automated Telephone BankingYesYesYesYesYes
Extra RewardsDetailsNoFree Specialty Mint Wallet checks (1 box per order), free cashier's checks, combined statements and 10% discount on safe deposit box rentalNoNo
Additional Account InformationDetailsDetailsDetails
Other Possible FeesDetailsDetailsDetailsDetailsDetails