Starting My Business, Managing My Business
Online & Mobile Banking Offers Features You’ll Love
Date:12 September, 2019
Today the world’s most significant business transactions happen online. We organize our lives with the help of online tools, and our banking should be too—which is why we make it easy to conduct your business banking anywhere with web, mobile and text banking using your computer, smartphone, or other online devices.
Here’s a rundown of the top online and mobile banking features our business clients appreciate most:
Save valuable time by avoiding the teller lines to deposit checks. Using our Mobile Banking App, simply take a picture of a properly endorsed check with your smart phone, select which account to deposit it in, and receive immediate confirmation that your check has uploaded successfully.*
Pay your bills online and set up automatic monthly payments or transfers so you can move on to other more important tasks. Payment options include business loan or line of credit payments as well.**
Account Info at Your Fingertips
Review your account activity from anywhere so you can be the first line of defense in fraud prevention. In addition, we offer a suite of fee-based online cash management services, including ACH origination and wire transfers designed to give you the flexibility to grow your business.
Connect Banking & Accounting
Download account activity into QuickBooks™, Quicken® or other accounting software to efficiently reconcile your monthly spending. (QuickBooks™ and Quicken® are registered trademarks of Intuit, Inc.)
Another great security feature that many businesses don’t take advantage of is Positive Pay. Business owners and accountants can check their unmatched items through the online banking portal. This fraud detection tool reviews a list of your checks and detects problems indicative of forgery, helping your business avoid problems. If a problem is detected, your company will be notified to instruct us on how you'd like to proceed. Read More
Mobile Banking and Text Banking are free. However, depending on your mobile service provider, you may be charged web access rates, standard text messaging rates, and/or data transfer fees. Check with your wireless service provider for details on your specific plan. To use Mobile Banking from Texas Gulf Bank, you must first enroll in Online and Mobile Banking and download the TGB Mobile App.
*Deposits made via Mobile Deposit must be made before 5 PM Central Standard Time in order to be considered deposited same day. Deposits made after 5 PM Central Standard Time, or on a non-business day, will be considered deposited the next business day. A business day is Monday through Friday, excluding Federal holidays.
Mobile Deposit is subject to loan officer approval.
Must have a Texas Gulf Bank deposit account and be enrolled in Online Banking, Mobile Banking and Mobile Deposit.
There are per-check and monthly deposit limits associated with Mobile Deposit.
**The bill pay feature of online banking is not available on savings accounts. In addition, transfer limits apply to payments made from Money Market accounts. NOTE: TGB is temporarily suspending the enforcement of the limit of six (6) transfers or withdrawals from Savings and Money Market accounts per month or monthly statement cycle and temporarily suspending the assessment of fees for excess debits and penalties for excess debits for Savings and Money Market accounts effective 05-13-2020 through 12-31-2020.