The Ledger | First Quarter 2018

Getting Started On An Estate Plan: Essential Items and First Steps

Do you ever get that running loop in your head about end of life planning? You know you need to get started, but with an overwhelming list of “essentials” and a plethora of “must do” suggestions on the internet, it’s hard to know where to start. A lot of the tasks have legalese-sounding names and are perhaps documents with which you are unfamiliar.

Below is a list of the first steps and essential items you need to start your estate plan. Once you have these set, you’ll have a solid foundation to work from to ensure your loved ones are provided for when you’re gone.

Create a List of Current Accounts, Assets & Bills

One of the easiest ways to get started with this process is to list everything you already have, including your assets and your outstanding bills or loans.


Enter or Expand Into International Markets with an SBA International Trade Loan

*(Before clicking on any link see * footnote at bottom)

According to the Small Business Administration *(SBA), “Small businesses now constitute 34 percent of our nation’s total export dollars, and make up about 97.8 percent of all exporters.” With more than 95% of consumers living outside of the US, it makes good business sense to capitalize on external markets — and it’s clear that plenty of small businesses are already taking advantage of this opportunity. But how do you get started?


*By clicking on any link included in this material, you will be taken to a website that, unless it is to the Texas Gulf Bank, N.A. site, is not affiliated with Texas Gulf Bank. While we offer this link for your convenience, please be aware that this site does not share our stated Privacy Policy and may not offer the same level of security as we do.  In addition, we cannot attest to the accuracy of the information provided in any other website but our own. Texas Gulf Bank does not monitor the content of this site, guarantee the product it offers, or endorse the organization it represents.

Tanner Bailey Appointed Vice President, Commercial Lender For Texas Gulf Bank, N.A.

Tanner Bailey has been appointed Vice President, Commercial Lender and will office in the CityCentre location, focusing on expanding our commercial client base by offering business loans, as well as deposit products and flexible financial solutions to growing businesses in the greater Houston area.

Bailey received his undergraduate degree from The University of Mississippi, is a graduate of the Texas Tech Rawls College School of Banking and is currently pursuing his masters from the Cameron School of Business at the University of St. Thomas.

Bailey brings more than five years of banking experience, managing a significant loan portfolio.

“Tanner will be an asset to Texas Gulf Bank’s lending team with his exceptional personalized service and background in commercial lending,” said Rich Jochetz, President. “We are excited about having him join us.”