Find a Treasury Management Solution That Fits Your Financial Needs

June 11, 2025

In today’s dynamic business environment, managing your company’s financial health is more than a necessity – it’s a strategic advantage. Treasury Management has become crucial for streamlining operations, helping improve cash flow, and mitigating risk.

For businesses in the Southeast Texas Gulf Coast region, having a trusted partner on your side can make all the difference. You want to find a bank that can provide you with a tailored, consultative Treasury Management solution – rather than a one-size-fits-all approach.

Whether you’re in a small business or part of the finance team in a larger organization, customized Treasury Services can provide the tools and support to help drive the business forward. Learn about the advantages of our solutions to support current and future financial needs.

Why You Need a Custom Treasury Management Solution

Every business is unique, and your approach to Treasury Management should reflect what makes your company stand out in the market. A generalized or cookie-cutter approach can lack the flexibility and focus that businesses in our region require.

Effective treasury management includes services such as risk management, cash forecasting, payment processing, and fraud prevention. When packaged as part of a custom solution, these services may give you better control over your financial instruments and business cash flow.

Here’s how a well-designed solution may benefit your company:

Enhance Efficiency: Save time by automating repetitive tasks like payments and account monitoring.
Mitigate Risks: Protect your assets against fraud through tools like Positive Pay.
Improve Cash Flow Management: Use cash forecasting to anticipate future needs and avoid shortfalls.
Optimize Your Processes: Streamline financial operations to reduce costs and enable smoother financial transactions.
Provide Clear Insights: Gain a clearer picture of your cash position, enabling better-informed cash and liquidity decisions.

When implemented with the support of an effective team, Treasury Management advances from a back-office function to a strategic asset that can help power your company.

Protecting Millions: How Our Treasury Management Team Shielded a Commercial Client from Fraud and Transformed Their Payables Process

In today’s business climate, financial fraud is a growing concern, especially for companies managing significant balances in their operating accounts. We would like to share an example of the value of a custom solution to provide support when needed most.

One of our commercial clients experienced the value of having an integrated partner when they discovered a large fraudulent check posted to their account. Concerned about the security of their funds, they reached out to our Treasury Management team for immediate assistance.

Understanding the urgency of the situation, we took action immediately. Our effort included implementing Check Positive Pay within 24 hours to safeguard their bank account. In just the first month, this service flagged and prevented over 18 fraudulent checks totaling $1.3 million from clearing. Because of this, their business operations remained uninterrupted while stopping fraudsters in their tracks.

However, our role did not stop at solving the immediate problem. Through a consultative approach, we advised the client that fraud often evolves into increasingly advanced tactics. It may start with check fraud before escalating to ACH payments.

Based on our recommendation, our client added ACH Positive Pay to their suite of enrolled services. Sure enough, three months later, a series of unauthorized ACH transactions totaling $700,000+ attempted to hit their account, but were instantly identified and reversed, thanks to proactive fraud protection.

In addition to providing fraud prevention measures, we worked closely with this client to further optimize their payables process, helping them transition many of their check-based payments to ACH origination. This shift helped reduce their exposure to fraud and streamlined their payment processing, saving time and operational costs.

This success story on fraud prevention highlights what sets our Treasury Management team apart. We don’t just sell products. We provide proactive, consultative solutions that work to protect businesses, enhance efficiency, and drive long-term financial security.

Your Local Business Stands to Benefit from Our Solutions

In the above illustration, we highlighted the complementary nature of our Treasury Management services. Working with a Treasury Management team that strives to consistently provide responsive, local support and tailored solutions that can help deliver the services you need – when you need them.

Plus, our local team understands our region’s economic trends and challenges, enabling us to offer timely, relevant solutions that match changing market conditions. Unlike other institutions that may rely on standardized processes, a local bank can provide flexible, personalized attention to support your business goals.

We provide everything from monitoring bank statements for discrepancies to consulting on the best way to manage cash flow during seasonal peaks and valleys to help your company reach its business goals.

How to Get Started with Our Treasury Management Services

Taking the first step toward building a stronger financial foundation with a local provider can be simple and rewarding. By partnering with our local bank, you can access guidance and recommended solutions designed to help your business thrive. Here are the key steps to start your journey:

1. Understand Your Needs: Audit your current financial systems and identify areas that need improvement.

2. Consult with a Professional: Speak with a trusted member of our Treasury Management team to assess your options and identify the right solution for your business.

3. Choose the Right Tools: We will help you start with specific features like real-time account monitoring, fraud protection, and reporting that align with your goals.

4. Grow with Support: We will work closely with you over time to add additional services as needed to provide comprehensive support.

Find a Reliable Partner for Treasury Management

Financial success depends on having a team in your corner who will look out for your company’s best interests. Our bank offers a range of options to help you manage your cash flow, streamline processes, and mitigate risks.

Don’t settle for one-size-fits-all solutions. Contact us today to find a Treasury Management solution that actually fits your financial needs.

*Services offered through the Treasury Services Department are fee-based and subject to approval.