Click Enroll in Digital Banking above, or visit any of our nine Gulf Coast branches and a banker will walk you through it. You’ll need your account number, Social Security number, and a U.S. mobile phone for verification. Enrollment takes about five minutes.

No. Online banking, mobile banking, Bill Pay, Mobile Deposit, eStatements, Account Alerts, Card Controls, and Zelle are all free with any Texas Gulf Bank account.

Digital Banking uses bank-grade encryption, multi-factor authentication, and continuous fraud monitoring. Account Alerts let you set your own tripwires, and Card Controls let you freeze your debit card the moment something looks off. If you ever see a transaction you didn’t make, call us and we’ll handle it.

Use the Forgot Password link on the login screen to reset it yourself. If you’re locked out, call your branch during business hours and a banker will verify your identity and restore access.

Yes. Your accounts aren’t tied to one device — sign in to Digital Banking from any computer or another phone and use Card Controls to lock your debit card right away. You can also call your branch during business hours and a banker will lock it for you. Either way, the account itself is protected by multi-factor authentication, so a lost phone alone doesn’t grant access to it.