Home Locations Customer Service Security Employees Contact
Texas Gulf Bank
Texas Gulf Bank - Building relationships since 1913
Personal Banking
Business Banking
About TGB
Customer Service
Contact Us
View My Accounts
Account Login
Online Banking Demo
Enroll Now
View Rates
Our Locations
Report a Lost/Stolen Card

Savings / CDs / IRAs Comparison Chart

Texas Gulf Bank, N.A. has a wide variety of personal accounts, and we'll help you find the one that works best to suit your needs. Whether you want unlimited check writing, an account that gives you CD-like interest or tools to manage your money, we have an account that will be an ideal match for you.
Sand
Dollar
Savings
Gulf
Rewards
Savings
Certificate
of
Deposit
Individual
Retirement
Account
Health
Savings Account
Best if you want: To keep your funds accessible and receive a competitive interest rate.

(For Gulf Rewards Checking customers only.) To combine with your other TGB accounts in order to get extra rewards like free wallet checks, free cashier's checks and a combined statement.To earn a higher, competitive interest rate for one year or more, compared to CDs with terms of less than one year, which are also available.Variable Rate:
Savings for retirement with a variable rate tied to economic indexes, providing greater return potential.

Fixed Rate:
Savings for retirement with a fixed rate of return. Contributions may be fully or partially tax deductible depending on the type of IRA and your circumstances. FDIC insured.
To offset medical expenses from a high deductible health plan.  Consult your tax advisor for how the HSA might benefit you, depending on your particular situation.
Minimum Daily Balance To Earn Interest$100 $100 $2,500No MinimumTiered rates apply ($1,000 and $5000 minimums); see Investment Rate Index.
Monthly Maintenance Charges $3 if average daily balance falls below $200N/CN/CN/C$3 if average daily balance falls below $1,000
Opening Deposit$100$100$2,500Variable Rate: $1,000.

Fixed Rate: $2,000
$50
Withdrawals Withdrawals from a savings account to another account or to third parties by pre-authorized, automatic or telephone (including internet or data transmission) are limited to 6 per month. No transfers to third parties by check, POS, computer or similar order are allowed. An excess debit fee of $2 will be charged for each debit transaction in excess of two during a month (does not include electronic funds transfers)Number of transfers to another account or to third party by preauthorized, automatic debits and telephone is limited to six per statement cycle. No transfers to 3rd parties by check, POS, computer or similar order are allowed.Interest withdrawal is permitted.

Note: No withdrawals from principal before maturity.
DetailsUnlimited
Statement ProcessingQuarterlyMonthlyMonthly
Interest Rate Structure Rates adjusted
to be competitive with current market rates.
Rates adjusted
to be competitive with current market rates.
Fixed Rates; upon maturity and renewal, rates will be set
to be competitive with current market rates at the time of renewal.
Variable Rate: Rates adjusted
to be competitive with current market rates.

Fixed Rate: upon maturity and renewal, rates will be set to be competitive with current market rates at the time of renewal.
Tiered/ rates adjusted
to be competitive with current market rates.
Additional Fees Which May Apply DetailsDetailsDetailsDetailsDetails
Additional Information Details
DetailsDetails
Details
Texas Gulf Bank, N.A.  1-800-467-7216   Contact Texas Gulf Bank