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Press Release

TEXAS GULF BANK INTRODUCES MOBILE BANKING

HOUSTON, TX, February 8, 2010: Texas Gulf Bank, an independently owned and operated community bank with seven locations along the Texas Gulf Coast, launched its comprehensive mobile banking solution today. Through its free mobile banking service, both business and consumer banking customers will now be able to securely access real-time banking information through their cell phone, smartphone, PDA, or other mobile device.

TGB Mobile is a customized version of the bank's online banking feature optimized for any web-enabled mobile phone that supports WAP browsers, regardless of make, model, or mobile service carrier. TGB Mobile allows all business and consumer customers to carry out transactional activities such as check account balances, fund transfers, bill payments, check credit card statements, review up to 15 days of account activity, locate Texas Gulf Bank ATM and banking centers, and receive account alerts via SMS text message via their mobile device.

TGB Mobile uses the same strong level of security as its online banking service, including protecting data with 128-bit Secure Socket Layer (SSL) encryption, multifactor authentication, and enforcing session time-out rules.

"Both our business and consumer account holders are increasingly living 'life on the go.' They need convenient banking solutions that can keep up with them whether they are in the carpool line, at the airport, or in a meeting. With TGB Mobile, they can have all the benefits of online banking from the palm of their hand. They can access their financial information whenever, wherever they want," said Jimmy Brown, president and CEO of Texas Gulf Bank.

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About Texas Gulf Bank
Texas Gulf Bank is an independently owned and operated bank that offers a full range of financial products and services to meet business and consumer needs in Brazoria County and Houston, Texas. Established in 1913 in Freeport, Texas, the bank has grown to offer services to customers at seven locations along the Texas Gulf Coast. Texas Gulf Bank's capital far exceeds regulation guidelines and they have a substantial loan capacity. Texas Gulf Bank is proud of its five star Safe & Sound®rating from Bankrate.com. For more information, visit www.texasgulfbank.com.

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Texas Gulf Bank, N.A.  1-800-467-7216   Contact Texas Gulf Bank