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Why should consumers use a debit card over cash and checks?
The benefits driving the Visa debit card's explosive growth and popularity among consumers nationwide include:

Convenience
Debit card frees cardholders from carrying bulky checkbooks, multiple identification cards and large amounts of cash.

Security
Visa offers cardholders Zero Liability in cases of fraud, theft or unauthorized card usage.  Certain exceptions apply; see other FAQ - "What is my liability if my card is stolen and someone makes unauthorized purchases with my TGB Debit Card?"

Acceptance
The Visa debit card can be used everywhere the Visa symbol is displayed - at more that 21 million Visa merchant locations worldwide.