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How does the debit card work?
Your debit card works just like your ATM card at ATMs.  Simply insert your card, enter your Personal Identification Number (PIN) and receive cash.  At restaurants, stores, by phone and on the Internet - you use it in place of a check.  Select the merchandise, choose the "credit" option if available, and sign the receipt printed by the clerk or provide the card number and expiration for phone or Internet purchases.  The purchase amount will be deducted from your checking account.