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Personal Checking
Gulf Advantage Checking
Earn interest on a free checking account that pays CD-like rates on balances up to $25,000, refunds nationwide ATM fees up to $35 per month and includes a free Visa® Check Card. These rewards are given monthly when you meet the following requirements:
12 or more monthly check card purchase transactions
Receive a monthly electronic statement in lieu of a paper statement
Make one direct deposit or ACH auto debit per month
Click on the Gulf Advantage Checking Link above for more details.

Free Checking
Enjoy the freedom of unlimited check writing. You can open a Free Checking account with as little as $50, no minimum balance, no service charges and free check safekeeping.

Portside Checking
Equipped with tools that make it easy to manage, this account includes unlimited check writing, optional overdraft protection and itemized reporting designed to help you keep track of your cash flow. Maintain a balance equal to or greater than $700 and there is no service charge for this account.
Note: After 25 debits, a 25 cent fee per debit may apply. Debit fee n/a if balance is >/=$700.

Gulf Rewards Checking
Link your checking account to all your personal accounts with Gulf Rewards Checking. Maintain a $3,000 combined monthly balance between all your accounts and there is no monthly maintenance fee on Gulf Rewards Checking. With Gulf Rewards you will receive a single, easy-to-read monthly statement that recaps the activity in every personal account you hold at Texas Gulf Bank. Gulf Rewards also provides you with cashier's, traveler's and basic personalized checks at no charge. You will also receive a discount on safe deposit boxes.

VIP High Yield Checking
Make your checking dollars work harder with our VIP Checking Account. Enjoy all of the privileges of personal checking, and reap the benefits of an interest bearing account with variable interest rates paid monthly.  Even better, the rates are tiered.  The more you maintain in your account, the higher interest you'll earn.

Gulf Stream Money Market Account
Earn a higher rate of interest while maintaining the liquidity of your money. Our Gulf Stream Money Market Account makes the most of your deposit dollars. Best of all, it's tiered. So, the more you have on deposit, the more interest you can earn.


To open your checking account today, visit any Texas Gulf Bank location or contact us via e-mail or telephone.  A personal banker will visit with you to answer your questions and help you painlessly transfer your account.  To help determine the right account for you, view our personal checking comparison chart.

Personal Checking Comparison Chart Personal Checking Comparison Chart
Home Budget Calculator Home Budget Calculator
Checking FAQ Checking, Savings, Money Market FAQs
Documents needed for opening an account Documents needed for opening an account
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Member FDIC     Texas Gulf Bank, N.A.    1-800-467-7216    Contact Texas Gulf Bank