Automatic Bill Pay
Your debit card makes bill paying easier and more secure. It's fast, safe and free. You don't have to sign up through us, just contact your merchants.
|Avoid the hassle and postage associated with mailing checks.|
|Your payments are made automatically from your debit card account each month, so you will never miss, or be late with, a payment.|
|You will get automatic protection from unauthorized use.|
|You can conveniently track your monthly bill payment record online.|
Texas Gulf Bank does not charge a service fee for paying bills automatically with your debit card; you can just contact your merchants and set it up. You will need to provide them with your debit card number, and then just look for the transaction on your next statement.
The TGB Visa® Debit Card is a convenient, secure financial tool offered by Texas Gulf Bank. Any TGB checking customer with a good record of financial responsibility, who meets the bank's specified qualifications, is eligible to use this card that is accepted at more than 21 million Visa merchant locations worldwide (contact a Personal Banker for more information on qualifications). It frees you from carrying bulky checkbooks or large amounts of cash, spending time writing checks, showing multiple forms of identification and waiting for approval. It offers you Visa's Zero Liability program which secures you from fraud, theft or unauthorized card usage and works with ATM machines to withdraw cash.
How the TGB Debit Card Works
The TGB Debit Card is not a credit card; it deducts funds directly from your checking account. So when you make purchases at restaurants, stores, by phone and on the Internet you use it in place of a check. Best of all, you pay no finance charges or interest and there is no bill to pay later.
The debit card replaces your ATM card, so you use it to withdraw cash from any ATM machine displaying the Visa, Cirrus, Plus or Pulse signs. The debit card does not, however, allow you to use funds from your savings or money market account to make purchases. You can use the card to withdraw $500 daily from ATMs, and purchase up to $1000 per day or your available balance, whichever is less. You can also use the card to get cash back at participating merchants that belong to one of the point-of-sale networks shown on the back of your card.
The debit card makes tracking your monthly spending habits easy. Each time you make a purchase, you receive a receipt from the merchant (unless the transaction is less than $15) and the amount is detailed on your monthly bank statement. You can also view your card's activity on the Texas Gulf Connection online account summary which includes the transaction date, amount, merchant name, and location of each purchase.Fees
|The monthly fee is $1 however, that fee is waived for Gulf Advantage Checking, VIP High Yield Checking and Gulf Rewards Checking customers.|
|If you lose your card, the replacement cost is $5.|
|For withdrawal or balance inquiries, there is no charge when you use TGB machines. A $2 fee will be assessed for this service when using an ATM not owned by Texas Gulf Bank, N.A. In addition, the ATM operator or the network used may charge you an additional fee for withdrawals or balance inquiries.|
|There is no charge for POS transactions.|