|
Sand
Dollar
Savings |
Gulf
Rewards Savings |
Certificate
of Deposit |
Individual
Retirement Account |
Health
Savings Account |
| Best if you want: |
To keep your funds accessible and receive a competitive interest rate. |
To combine with your checking and maintain no minimum balance. |
To earn a higher, competitive interest rate for one year or more. |
Variable Rate:
Savings for retirement with a variable rate tied to economic indexes, providing greater return potential.
Fixed Rate:
Savings for retirement with a fixed rate of return that is tax-deductible and FDIC insured. |
To offset medical expenses from a high deductible health plan. |
| Average Daily Balance |
$200 |
No minimum (for Gulf Rewards customers only) |
$2,500 |
Variable Rate:
$1,000
Fixed Rate: $2,000 |
$1,000 |
| Monthly Maintenance Charges |
$3 if balance falls below $200 |
N/C |
|
|
$3 if balance falls below $1,000 |
| Opening Deposit |
$100 |
$100 |
$2,500 |
Variable Rate: $1,000.
Fixed Rate: $2,000 |
$50 |
| Withdrawals |
Number of third party & automatic debits and telephone transfers is limited to two withdrawals. $2 each in excess of two withdrawals per month. |
Number of third party & automatic debits and telephone transfers is limited to six. |
Interest withdrawal is permitted.
Note: No withdrawals from principal before maturity. |
Details |
Unlimited |
| Statement Processing |
Quarterly |
Monthly |
|
|
Monthly |
| Interest Rate Structure |
Rates adjusted
to be competitive with current market rates. |
Rates adjusted
to be competitive with current market rates. |
Rates adjusted
to be competitive with current market rates. |
Variable Rate: Rates adjusted
to be competitive with current market rates.
Fixed Rate: Rates fixed to be competitive with current market rates. |
Tiered/ rates adjusted
to be competitive with current market rates. |
| Additional Fees Which May Apply |
Details |
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| Additional Information |
Details
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