Health Savings Accounts help you and your family members save for future health expenses tax-free when you have a high-deductible health plan. How does it work? Begin by opening an HSA account at Texas Gulf Bank, deposit tax-deductible contributions and then pay your qualified medical expenses from this account. These expenses include most medical care and services, dental and vision care and even over-the-counter drugs. Unused funds in your HSA roll over from year to year, so you never lose your tax-free investment.

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