(Gulf Rewards checking customers only.)
Combine all your personal accounts at Texas Gulf Bank, N.A. with your Gulf Rewards Checking and Savings accounts. You will not pay maintenance fees and will receive a slightly higher interest rate than the Sand Dollar Savings account provides. Gulf Rewards only requires $100 to open, and you receive a single, easy-to-read monthly statement that summarizes your activity in every account.

Additional Information
Your interest rate and annual percentage yield may change, and we may change the interest rate on your account at any time. Interest will be compounded every month. Interest will be credited to your account every month. You must maintain a minimum balance of $100.00 in the account each day to obtain the disclosed annual percentage yield.

We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).

Transfers from a Gulf Rewards Savings account to another account or to third parties by preauthorized, automatic, or telephone (including Internet Banking or data transmission) transfer are limited to 6 per statement cycle with no transfers by check, draft, POS, computer, or similar order to third parties. Accounts violating Reg D transaction limitations more often than 3 times in a 12-month period, are subject to reclassification as a non-interest bearing account or closure.