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Portside Business Checking |
Business Account Analysis Checking |
Gulf Star
Super Now |
Gulf Stream
Money Market |
| Best if you want: |
A low monthly fee to correspond with a low volume of transactions, check writing and deposits |
Detailed reporting and unlimited check writing privileges |
To earn a variable interest rate every month, and you are a sole proprietorship or non-profit organization |
To get a higher interest rate and don't need immediate access to your funds |
| Average Daily Balance |
N/A |
N/A |
No minimum |
$2,500 |
| Monthly Maintenance Charges |
$7
125 items/month
(deposits, checks, deposited items)
$0.25/item after 125 |
See Commercial Account Analysis |
See Commercial Account Analysis |
N/C if balance remains $2,500 or over. If under $2,500 see Commercial Account Analysis |
Minimum
Opening Deposit |
$100 |
$300 |
$300 |
$300 |
| Withdrawals |
Unlimited |
Unlimited |
Unlimited |
Number of third party automatic debits and telephone transfers is limited. $10 per item for excessive withdrawals. |
| Statement |
Monthly |
Monthly |
Monthly |
Monthly |
| Interest Rate Structure |
N/A |
N/A |
May be adjusted to be competitive with current market rates / $2,500 minimum balance to earn interest |
Tiered. $2,500 minimum balance to earn interest |
| Other fees which may apply |
Details |
Details |
Details |
Details |
| Additional Information |
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Checking With Interest Accounts are variable rate accounts with rates subject to change at any time at the bank's discretion.
Interest Calculations are compounded and credited monthly on the daily collected balance. Interest will be credited to account on each statement cycle date. If account is closed prior to that date, you will not receive the accrued interest.
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Savings accounts are variable rate accounts with rates subject to change at any time at the bank's discretion. Interest calculations are compounded and credited monthly on the daily collected balance. Interest on Money Market Accounts will be credited to account on each statement cycle date. If account is closed prior to that date, you will not receive the accrued interest. Transfers from a savings deposit account to another account or to third parties
by preauthorized, automatic, or telephone (including internet banking or data
transmission) transfer are limited to six per month or statement cycle with no more than three of the six by check, draft, or similar order to third parties. No transfers by debit card to third parties allowed. Repeated abuse of the stated limitations may eventually force us to close your account. Unlimited withdrawals from ATM or in person. In addition, accounts violating Reg D transaction limitations more often than 3 times in a 12-month period are subject to reclassification as a non-interest bearing account or closure. Each withdrawal in excess of the 6 allowable per statement cycle will incur a fee of $10.00.
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