Account Requirements:

(1)	12 check card purchase transactions per monthly statement cycle.
(2)	The account must receive at least one direct deposit or ACH automatic debit each monthly statement cycle.
(3)	You must be able to accept electronic delivery of your monthly bank statement and agree to do so, in lieu of receiving a paper statement.

If all account requirements are met, ATM fees up to $35.00 will be waived automatically at the end of each monthly statement cycle.