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Gulf Advantage Free Checking
It's true! Gulf Advantage Checking is a FREE checking account that pays 3.04% APY* and refunds nationwide ATM fees up to $35 per month! To receive monthly rewards, all you have to do is meet 3 simple requirements-- things you are probably doing already. The best part is that if you don't do everything you need to do to get the higher interest rate one month (or to obtain the refund on the ATM fees), you still earn .25% APY* and have the opportunity to earn the higher interest the next month.

Gulf Advantage Checking offers the following rewards
Pays 3.04% APY* CD-like rates on a FREE Checking account on balances from $0-$25,000!
Pays 3.04% - 2.02% APY* on balances $25,000 - $50,0000
Refunds up to $35 on nationwide ATM Fees
FREE Visa CheckCard

Requirements
To earn higher than .25% APY* and receive up to $35 in ATM fee refunds perform the following each monthly statement cycle:
1. Make at least 12 CheckCard purchase transactions.
2. Receive a monthly electronic statement in lieu of a paper statement
3. Have at least one Direct Deposit or ACH Auto Debit

* DISCLOSURE: *3.04% Annual Percentage Yield (APY) paid on daily balances between one penny and $25,000 each monthly statement cycle the minimum requirements are met. Daily balances greater than $25,000 will earn an APY ranging from 3.04% to 2.02% depending on the daily balance in the account. (The APY of 2.02% corresponds to an assumed daily balance of $50,000; the APY of 3.04% corresponds to an assumed daily balance of $25,000.01) If you do not meet the three requirements per cycle as stated above, your account will still function as a free checking account earning 0.25% APY; however, it will not receive ATM refunds for that time period. APYs accurate as of 07/06/2010. We may change the interest rate and APY any time after the account is opened at our discretion. No minimum balance required. However, you must deposit a minimum of $50 to open this account. No monthly service charge. Available to personal accounts only. MEMBER FDIC.

For additional information or inquiries about our 3.04% Gulf Advantage Checking account contact us here; select Gulf Advantage Checking from the pull-down list!
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Member FDIC     Texas Gulf Bank, N.A.    1-800-467-7216    Contact Texas Gulf Bank